Dear Bootcamper: This Is the Point Where Most People Ghost Their Money Goals (Here’s How Not To)

Dear Bootcamper,

If this week your Bootcamp Planner has been quietly staring at you from your downloads folder… if your notebook is closed… if life has suddenly remembered to be loud and busy again - welcome.

This is exactly the point where it’s very easy to lose momentum.

Not because anyone “failed” or doesn’t care.

But because this is the moment when real life re-enters the chat.

And if you’re here thinking, “Why was I so motivated last week and now… not?” - good news: nothing is wrong with you.

Why motivation crashes right about now

Your brain loves fresh starts.

New notebook energy. Clean calendar energy.

And honestly, so do I. New Year’s is my favourite holiday, and I fully lean into that fresh-start energy. I used to be the person who always bought a fresh planner, colour coded everything and rode that extra wave of motivation that comes with a clean slate.

Over time I chilled out a bit and found more grounded routines I can actually stick with, so I don’t need to overhaul everything to feel like I’m moving forward.

That buzz is still useful though, and this is where it gets interesting. In Week 1 you have the wind at your back, but week 2 is where the novelty wears off and your brain goes,“Wait - are we still doing this?”

Add work deadlines, family stuff, low winter energy, and suddenly the bootcamp feels like one more thing competing for attention.

This isn’t a personal flaw. It’s just how our brains work.

Motivation is the weather…it changes from day to day.

Commitment is the climate: the choice to keep showing up regardless of whether today feels sunny, foggy, or downright miserable.

Progress comes from making things easy enough to do when motivation dips - and then choosing to follow through anyway, not because you feel inspired, but because you’ve decided this matters even on average, unglamorous days.

Let’s talk about “falling behind” (because you’re probably not)

Here’s a reframe:

You’re not “behind.” You’ve just hit the part where a goal has to live inside your actual week - not the imaginary version where nothing runs late and no one needs you.

That’s not a sign to quit. It’s the moment your plan becomes real.

You’ve already done the hardest part: you started. You showed up, opened the planner, and began learning a new skill that most people avoid for years.

• You signed up - which is a bigger decision than it gets credit for.
• You showed up in Week 1.

You’ve already built momentum: you made it through the first chapters and started putting language to things that used to feel blurry. Maybe you made it through the first chapters and got your head around brand new concepts. Maybe you joined the opening webinar.

Maybe you just listened and let things land.

That counts.

And here’s the practical truth: you can finish this bootcamp without doing it “perfectly on schedule.”

If you miss a day, you don’t restart from scratch - you just pick up from the next page in order.

If the pace feels fast, you can slow it down and still get to the same end point: your first investment.

If you’re lagging, here’s what matters

First: you’re allowed to be a human with a life. The bootcamp is designed to fit into your world, not replace it.

Second: there are really only two ways this goes off track:

1. You decide “I’m behind, so I’ll stop.”
2. You wait for the perfect mood, the perfect quiet evening, the perfect motivation spike - and keep postponing starting again.

So if the pace has felt fast, here’s the part that often gets missed:

• You can continue along with the bootcamp as it runs live.
• If you fall a bit behind, you can catch up gradually.
• And if you need more time, you can complete the course after the live weeks are over.

There is no prize for speed here.

The goal is to follow through - to make your first investment and build a simple routine you can actually keep, so investing becomes something you do automatically, not something you “get around to.”

What to do today (especially if you stalled or haven’t really started yet)

Don’t try to “catch up.” Try to reconnect.

That might mean:

• Opening the Bootcamp Planner and reading a couple pages.
• Watching a webinar replay while you cook dinner.
• Rereading the last page you completed and scanning your notes for one thing you want to remember.

If your brain jumps in with “I should be further along,” answer it with: I’m not behind - I’m building momentum again.

Before you close this tab

And there’s something bigger here too.

Every time a woman learns how money works - and actually uses that knowledge - something shifts.

Not just on paper, but in her choices: what she tolerates, what she risks, what she reaches for - because she has the tools and a plan, and she’s no longer starting from zero.

When women invest, it doesn’t just affect individual portfolios. It affects who builds wealth in this world, who has financial safety, who gets influence over capital… and who doesn’t.

That’s why this bootcamp isn’t about being perfect. It’s about follow-through.

It’s how you help close the financial gender gap - in your own life first, and then in the world around you.

It’s about trusting that consistency beats intensity every single time.

And that’s why, even if you’re not in the mood, you’re going to show up anyway - just for a few minutes.

Spend 15 minutes with your future self.

Future you - the one who actually made that first investment - will be quietly grateful you didn’t ghost your money goals this week.

You’re still in this.

And you’re doing better than you think.