What I Spent This Week as a Head of Sustainability Making £100K

Ever wondered how others really manage their money?

In the A Week in My Wallet series, we share it all, because talking about money shouldn't be off-limits.

Every week, an anonymous member shares a week of their spending: no names, no filters, just honest stories about life's everyday financial choices.

Ready to join the conversation and help make money talk less taboo? Share your own story via our form here.

Monthly Take-Home Pay (after tax): DKK 42,000 (£4,620)

Do you share expenses with someone?: My husband

What is your overall monthly budget? DKK 55,000 (£6,050)

Amount left each month after essentials (to spend, save or invest): DKK 15,000 (£1,650)

Dependents (if any): 3 children

My Relationship with Money

Growing up, did your parents or guardians educate you around money?‍

My dad is an economist, and actually very greedy. So I have strong values related to NOT spending. But I was not educated in investing. When we bought our first home with my husband, my DKK 100,000 (£11,000) children savings was the cash we needed to reserve the house. I left these untouched during my study years. But the DKK 1 million (£110,000) that made it possible to buy the house came from my husband’s parents.

What was your first job and why did you get it?‍

It was being a babysitter for my parents friends children.

Did you worry about money growing up?‍

Yes and no. I went to private school, and was shocked once when I heard what it cost my parents, it was a big investment for them. Sometimes at Christmas, I got the feeling my mom spent too much on gifts. But I was never really worried, but I always have mixed feelings when spending money.

At what age did you become financially responsible for yourself and do you have a financial safety net?‍

As I moved from home at 18, I became financially responsible for myself. I did have a financial safety net through my husband’s own business since very recently.

Do you worry about money now?‍

Yes and no…! I would like to build a fortune, but I also see how money is being spent fast. Not on anything extravagant, just necessities when having three children. And frankly it is quite expensive.

What is your biggest money regret?‍

Not investing earlier and understanding the value of good debt.

What financial goals are you working towards?‍

Financial independence. ‍

Who is your financial role model (if any), and why?‍

In some ways, despite what I wrote before: my Dad. Not spending is a good way to set aside money for investing.

Reflections on My Spending Habits:

Children are expensive! Buying food at school is convenient, but the small sums add up. But still worth it!

What I Spent in a Week

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Day 1: Monday - DKK 320 (£35)

• DKK 60 (£7) — Pizza at girl event for our daughter

• DKK 50 (£6) — Lunch for children

• DKK 210 (£23) — tax on hat ordered in Australia

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Day 2: Tuesday - DKK 1,054.68 (£116)

• DKK 50 (£6) — Food at school for children

• DKK 492.90 (£54) — Clothes for children from H&M

• DKK 511.78 (£56) — More clothes for children, also online, from Magasin

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Day 3: Wednesday - DKK 1,137.50 (£125)

• DKK 75 (£8) — Food at school for children

• DKK 662.50 (£73) — Personal necessities from Matas

• DKK 400 (£44) — Having a flat tire fixed

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Day 4: Thursday - DKK 1,039 (£114)

• DKK 50 (£6) — School food

• DKK 989 (£109) — Groceries from Nemlig

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Day 5: Friday - DKK 25 (£3)

• DKK 25 (£3) — School food

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Day 6: Saturday - DKK 0 (£0)

DKK 0 (£0) — Use gift card for eating out on a double date: no spend second in a row, Hurray!

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Day 7: Sunday - DKK 0 (£0)

DKK 0 (£0) — Birthday party for friends daughter, we give second hand gifts, one more no spend day!

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Total Weekly Spend: DKK 3,576.18 (£393)

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